Imponderables: Oh Baby...
POSTED BY: nvghostrider
UPDATED: Tuesday, July 6, 2010 17:46
VIEWED: 17801
PAGE 4 of 12
My brother in law has just finished med school and is doing his residency. Yes he has more than $100,000 in loans, but to offset that after residency his salary is going to be gianormous and he can expect to pay them back within 5years.
So really if the college degree will get you a job that makes paying your loan back realatively easy and ups your earning potential ...go for it. Otherwise. Opt for experience and some college basic stuff:)
To love someone is to see a miracle invisible to others.
--Francois Mauriac
It's fuzzy-minded liberal thinking like that that gets you eaten.
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Yes, but whatever happens, you are going to be over your head in loans for a while, that's life. That's why God created deferments.
People weer being harsh, but I guess its a sore subject for me too.
Rosie, I know we discussed this before but I think you should reapply for aid. I have my bachelors and I was able to get aid when I went back. I don't know if its different for schools though. The worst case scenario is they say no, right?
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I still say you rock and should join the dark side and be a special ed teacher To love someone is to see a miracle invisible to others.
--Francois Mauriac
It's fuzzy-minded liberal thinking like that that gets you eaten.
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Ohhh I don't do kids. They are little people type things that other people can take care of.
Thank god I was never one.
P.S. John is an exception to this of course. Even real life friends had kids and I couldn't have cared less. But baby John makes me all squishy inside.
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Quote:
Originally posted by averyfinecompanion:
People weer being harsh, but I guess its a sore subject for me too.
People were being harsh? Was I being harsh? See...this is why I get in trouble at work. What's conversation to me is harsh to someone else.
IMO $50k isn't a huge amount of loans...it's about what I came out with...and it's paid off. And I don't use the degree or credentials earned with that money. $200k to be a photographer? The numbers don't jive.
FWIW, I thought about going back to school at one point..library sciences was even at the top of my list...but I decided that I didn't want to go into more debt.
The real hot button issue here is trying to assign blame....not going into debt for school. Yes, you have to make wise choices...and they may not work out...but if you've been wise you can get yourself out of the situation. Go to the best school you can afford, get some work experience, and then go for it.
And Avery, I'm sure with a degree in criminolgy you could find a lot of different kinds of jobs. Sure, the higher paying (high 5 figures and up) probably need a specific degree and post graduate work, but there are plenty of well paying jobs that don't require a specific degree, just an intelligent hard working person. You may not want to do those jobs, but they are there.
BTW - I did work study all through college..sometimes a number of different jobs. Thankfully I only worked about 20 hours a week, but I was working. I came out of under grad wtih about $20k in loans. Added a huge chunk with the teaching credential...a time when couldn't work* due to a fulltimes schedule teaching.
*I say I couldn't work because I know many people who could've pulled it off. I'm not one. When my schedule gets too crammed, I shut down.
***************
"The power of accurate observation is commonly called cynicism by those who have not got it." - George Bernard Shaw
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Well like I said, its a sensitive subject to me. I think I see it from a different perspective. So it may not have been harsh to you.
Learning you were able to pay off the loans made me feel a whole lot better though. I didn't think I would ever be able to. For real, I thought it was going to be a life long thing.
I know there are jobs out there for my degree, but like you said, I don't want to do them. That's why I'm going back. I've always loved computers, even when I was a kid. I know it will never change.
I did the work study job my whole way in college, and yes it did help a lot for well paying temp jobs. But I'm just sick of temping. They always say "temp to hire" But for the last 3 jobs I've been to the supervisor gets a different job, or they company gets bought out. So I get screwed.
...I'm beginning to think I'm bad luck for companies O_o
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Quote:
Originally posted by averyfinecompanion:
Well like I said, its a sensitive subject to me. I think I see it from a different perspective. So it may not have been harsh to you.
Well, I apologize for being harsh. FWIW, it didn't sound to me like you were trying to place blame, just that you were angry. I get that. I'm angry that I spent $30k to get something I don't use at all. I'm also angry that I wasted all that time and money getting a teaching job, moving and then moving back to where I wanted to be, because if my job was going to suck, I'd rather do it in a place that didn't make me suicidal.
But that's life, IMO. Sometimes the things we choose to do bite us in the ass.
Quote:
Learning you were able to pay off the loans made me feel a whole lot better though. I didn't think I would ever be able to. For real, I thought it was going to be a life long thing.
It can happen. It's like buying a sort of expensive car...on a 120-month loan or so. And I will admit that I got some help when I inherited some money when my Grandmother passed away. FWIW, I've also paid off some significant credit card debt, bought a Jeep and paid it off early (my bank wouldn't give me a loan for it...my debt/income ratio was too risky), bought two horses, etc. And I don't have a "great" job...it's just a job. I did get very tired of being in debt, however and focused on paying things off. For awhile I was living on $40/week for food and entertainment, and the rest went to bills/savings. These days, I try to live credit card debt free...and most other debt free. I do have a car loan and that's it.
Quote:
I know there are jobs out there for my degree, but like you said, I don't want to do them. That's why I'm going back. I've always loved computers, even when I was a kid. I know it will never change.
I get that too. I could be doing any number of teaching or teaching related jobs. But I'd be miserable. I decided many years ago that I wasn't super picky about what I did, as long as I could support myself and still ride. I never thought I would be able to own a horse, let alone two. While I don't love my job, I appreciate it for that. It affords me the ability to pursue my passion. That's good enough for me. It might not be the same for you, but I think a lot more people make the "good enough" choice than not. It's surprisingly rare to be able to make a living at something you like/love. I would love to work with horses. It's never going to happen in a way that I could support myself, so I work in insurance. And I'm still happy and satisfied with my life.
Quote:
I did the work study job my whole way in college, and yes it did help a lot for well paying temp jobs. But I'm just sick of temping. They always say "temp to hire" But for the last 3 jobs I've been to the supervisor gets a different job, or they company gets bought out. So I get screwed.
...I'm beginning to think I'm bad luck for companies O_o
Ugh...you may be living my life from when I was in my 20s. :D I temped A LOT. I hated it. I've never been good at getting jobs, so temping was a foot in a door to prove that I was a good employee/worth the risk. I got a few opportunities to shine through temping but a lot of it was awful: I got the interview for my current job through the temp agency while I was on an horrible assigment as a cell phone company operator (
). That was a miserable month working with miserable people, answering phones of angry, angry customers. Sadly, so much of getting a good job is who you know. I got lucky: I clicked with my boss during the interview process and the rest is history. I NEVER thought I would work in insurance. I was hired as an admin asst, was told I would never make more than $10/hour...even WITH my college degree. Heh. Once I was in the door, however, they realized I had something more to offer and I've been there 10+ years. I would say only half of our employees have college degrees. My manager doesn't have one...she worke
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Be stuck in these huge heavy shoes. (Literally and figuratively)
"Under educated, over qualified."
I regret not going to school the most after having been turned down for several jobs because of the above statement. On the other hand I get to live the dream, even if for a short span. Being with my son rather than having him in daycare is the greatest feeling in the world. Let's see if I can get my crap together quick enough for MSA to do the same for the next one.
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The country is making a big mistake not teaching kids to cook and raise a garden and build fires.
-Loretta Lynn
Smarts are the brains that make America think.
-Will Sasso as Steven Segal, MadTV
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I'm sorry that I came off angry. It wasn't insane troll angry. Just like you said, paid money for this degree I'm not using.
Are you trying to tell me I'll have a normal life after this? A jeep and everything? That’s crazy talk right there!
Temping wasn’t so bad at the beginning. But I’m on my 4th year and its getting old. Granted the 4 years was only 4 assignments really. Starting next week I’ll be doing insurance too. I was there before for a previous temp job. It wasn’t great but it wasn’t horrible either. I got to wear jeans and I got along with the people I worked with. They do tuition assistance too. My former boss is getting her masters with their help. So my dream scenario is I work for them, get hired and eventually they help me get my IT degree. I had to take a break from school as of now due to family issues.
Not to sound corny, but thank you for all the info. I really do appreciate you telling me all that. It’s good to know I won’t be in this rut forever.
@NVG: That’s sucky, but I’m glad you get to stay home with John. I’m sure you’ll be able to find something soon. I’ll use my magical powers of “stuff-I-say-happens-and-its-really-sort-of-freaky-but–doesn’t-work-on-myself” for you. And ye shall get a fantastic job!
/weirdo-ness
...but its true. It works.
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We just need to hurry up with Browncoat Island. Not much of a water person myself, but there is always Independence Valley. It rests along I-80 between Elko, NV and SLC. It has utilities, high speed internets, within driving distance of a large Nevada town and a major city with airports, surrounded by mountains, mild winters and warm summers.
Just a thought.
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The country is making a big mistake not teaching kids to cook and raise a garden and build fires.
-Loretta Lynn
Smarts are the brains that make America think.
-Will Sasso as Steven Segal, MadTV
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