Will Your State Regain It's Representation Next Decade?
POSTED BY: JEWELSTAITEFAN
UPDATED: Thursday, July 17, 2025 20:20
VIEWED: 14891
PAGE 3 of 12
Quote:You need to give me some numbers: What is the value of your dad's house versus your house? Telling me the taxes are $7k versus $1k tells me nothing about how much the house is worth. Why is that important? Everywhere in the USA, the property tax equals the tax rate times the value of the property. The house I'm sitting in right now would be worth millions if it was in Silver Lake, CA or River Oaks in Houston. But where it is located in Baytown it is worth 5% of that. And guess what? The property tax is only 5% of what it would be in those other places. I'm living larger than anybody in the LA area you ever heard of who is isn't a multi-billionare with a gold-plated house.
Originally posted by 6IXSTRINGJACK:
My brother pays over $5k per year in Illionis. My Dad pays nearly $7k per year. My mom and step dad paid over $8k per year before they moved to Arizona and pay just about what I'm paying now.
All three of them live in areas that look identical to where I live in Indiana. I'm paying just over $1k.
You're full of shit Second.
You can look up anybody's property taxes in Illinois and Indiana as well. Every single person who owns a house. You are not unique in Texas.
Do Right, Be Right. :)
6ix, if your house is in a low value neighborhood, your taxes will be low, even if your house looks just as good as a house in a high value neighborhood in California. If I recall correctly, your house is in a flood zone. That can lower the value by 90% from the house 500 feet away that can't flood. Lowers the taxes by 90%, too. But I doubt your house looks good compared to your relative's homes, which explains the $7k your Dad pays versus $1k you pay.
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at www.mediafire.com/folder/1uwh75oa407q8/Firefly
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
Quote:
Originally posted by second:Quote:You need to give me some numbers: What is the value of your dad's house versus your house? Telling me the taxes are $7k versus $1k tells me nothing about how much the house is worth. Why is that important? Everywhere in the USA, the property tax equals the tax rate times the value of the property. The house I'm sitting in right now would be worth millions if it was in Silver Lake, CA or River Oaks in Houston. But where it is located in Baytown it is worth 5% of that. And guess what? The property tax is only 5% of what it would be in those other places. I'm living larger than anybody in the LA area you ever heard of who is isn't a multi-billionare with a gold-plated house.
Originally posted by 6IXSTRINGJACK:
My brother pays over $5k per year in Illionis. My Dad pays nearly $7k per year. My mom and step dad paid over $8k per year before they moved to Arizona and pay just about what I'm paying now.
All three of them live in areas that look identical to where I live in Indiana. I'm paying just over $1k.
You're full of shit Second.
You can look up anybody's property taxes in Illinois and Indiana as well. Every single person who owns a house. You are not unique in Texas.
Do Right, Be Right. :)
6ix, if your house is in a low value neighborhood, your taxes will be low, even if your house looks just as good as a house in a high value neighborhood in California. If I recall correctly, your house is in a flood zone. That can lower the value by 90% from the house 500 feet away that can't flood. Lowers the taxes by 90%, too. But I doubt your house looks good compared to your relative's homes, which explains the $7k your Dad pays versus $1k you pay.
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at www.mediafire.com/folder/1uwh75oa407q8/Firefly
You know nothing about property taxes in Illinois if you're making that argument. Nor do you know anything about how different states come up with their property tax schemes independent of each other. No doubt you're completely aware of the clauses regarding property taxes that are in the Indiana State Constitution.
Do some research on Illinois property taxes. Figure out why it is impossible to fight them on your own without a lawyer.
Also, go ahead and look at property taxes in St. John, IN. Then look at property taxes in Orland Park, IL. Tell me which one is higher based off of the values of the homes.
Instead of insulting me, my home and the nice neighborhood I live in, do some fucking research and you won't come off like such a know nothing asshole.
Either that, or you could just shut the fuck up completely when you don't know what you're talking about. Whichever is easier for you.
Do Right, Be Right. :)
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
States With the Highest Property Taxes
https://finance.yahoo.com/news/states-highest-property-taxes-090000576
.html
Quote:
6. Illinois
Average state property tax rate: 2.253 percent
Median real estate taxes paid: $4,058
Illinois’ median home value is $174,300 — which is well below the national median. But the state’s property tax rate is the second-highest in the country.
Keep in mind that's the median for the entire state, including all of the houses out in the boonies. Almost everyone I know that lives in Illinois lives in Cook County which is higher than much of the rest of the state.
MORE:
https://smartasset.com/taxes/illinois-property-tax-calculator
Quote:
The state of Illinois has the second highest property taxes in the country. The statewide average effective tax rate is 2.32%, nearly double the national average.
How Your Property Taxes Compare Based on an Assessed Home Value of $250,000
McHenry County $6,915
2.766% of Assessed Home Value
Illinois $5,633
2.253% of Assessed Home Value
National $3,028
1.211% of Assessed Home Value
And as for Indiana, one of the main reasons it's so much cheaper in comparison is that there is a 1% tax cap on your home in the Indiana State Constitution, so it's lower than the national average by .211%.
Vehicle taxes here are high, and that makes up some of it. But only for new owners. You can pay somewhere around $600 in taxes the first year that you own a car if it's expensive enough. That goes down the first 10 years you own the car. If you didn't buy a Bentley, by 10 years it will be half of what all drivers in Illinois pay for vehicle registration.
My yearly vehicle registration since I've been here has been between $32 and $47. When I left Illinois it was $112. Not sure what it is there now, but it only goes up.
Houses here are also cheaper, this is true. Add that on top of the MUCH lower tax rate and this is a no-brainer. I've got three times the land as my brother does, and we both own similarly sized tri-level homes. Mine is in nice condition and I've done a lot of repairs. They paid top dollar for theirs after somebody fixed it all up and flipped it. It cost them around $210,000. I bought mine foreclosed for less than $70,000, but the previous owners had paid $150,000 for it.
That's the (lower) price you pay for living an extra 30 minutes from Chicago and over the border. For those of us like myself that don't care, it's a dream. The only big store that I don't have around me is IKEA, but you could say that for a majority of Americans.
Do Right, Be Right. :)
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
Quote:If you are worried about the difference between 2.253 percent in Illinois versus less than 1 percent in Indiana, you must really be freaked out by the seven federal tax brackets: 10%, 12%, 22%, 24%, 32%, 35% and 37%. I believe you’ve done things to keep yourself in a lower tax bracket. That way of thinking is self-defeating. I suggest The Munger Operating System: How to Live a Life That Really Works. https://fs.blog/2016/04/munger-operating-system/
Originally posted by 6IXSTRINGJACK:
States With the Highest Property Taxes . . .
One of the points Munger makes: Avoid intense ideologies. Always consider the other side as carefully as your own.
One more from Munger: I have a friend who carried a big stack of index cards about this thick, and when somebody would make a comment that reflected self pity, he would take out one of the cards, take the top one off the stack and hand it to the person, and the card said, “Your story has touched my heart, never have I heard of anyone with as many misfortunes as you”. Well, you can say that’s waggery, but I suggest that every time you find you’re drifting into self pity, I don’t care what the cause, self-pity is not going to improve the situation. Just give yourself one of those cards.
When you avoid self-pity you get a great advantage over almost everybody else because self-pity is a standard condition and yet you can train yourself out of it. And of course self-serving bias, you want to get that out of yourself; thinking that what’s good for you (less than 1% tax rate, for example) is good for the wider civilization and rationalizing all these ridiculous conclusions based on the subconscious tendency to serve one’s self.
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at www.mediafire.com/folder/1uwh75oa407q8/Firefly
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
Quote:
Originally posted by second:Quote:If you are worried about the difference between 2.253 percent in Illinois versus less than 1 percent in Indiana, you must really be freaked out by the seven federal tax brackets: 10%, 12%, 22%, 24%, 32%, 35% and 37%. I believe you’ve done things to keep yourself in a lower tax bracket. That way of thinking is self-defeating. I suggest The Munger Operating System: How to Live a Life That Really Works. https://fs.blog/2016/04/munger-operating-system/
Originally posted by 6IXSTRINGJACK:
States With the Highest Property Taxes . . .
One of the points Munger makes: Avoid intense ideologies. Always consider the other side as carefully as your own.
One more from Munger: I have a friend who carried a big stack of index cards about this thick, and when somebody would make a comment that reflected self pity, he would take out one of the cards, take the top one off the stack and hand it to the person, and the card said, “Your story has touched my heart, never have I heard of anyone with as many misfortunes as you”. Well, you can say that’s waggery, but I suggest that every time you find you’re drifting into self pity, I don’t care what the cause, self-pity is not going to improve the situation. Just give yourself one of those cards.
When you avoid self-pity you get a great advantage over almost everybody else because self-pity is a standard condition and yet you can train yourself out of it. And of course self-serving bias, you want to get that out of yourself; thinking that what’s good for you (less than 1% tax rate, for example) is good for the wider civilization and rationalizing all these ridiculous conclusions based on the subconscious tendency to serve one’s self.
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at www.mediafire.com/folder/1uwh75oa407q8/Firefly
Spare me the philosophical bullshit.
You were wrong. It's okay to admit that.
The tax rate on property in most parts of Illinois that isn't farm land is effectively 2.5 to 3 times that of Indiana. Most people who "own" their homes in Illinois pay as much or more in property taxes as they would to just rent an apartment.
Where I live has everything that the Chicago suburbs in Illinois have, plus they even come and pick all my leaves up for me so I don't have to put them in 150 bags every year. There's a Wendy's, McDonalds, Burger King, White Castle, 5 gas stations all within a mile. Target, WalMart and a few malls within 5 miles.
The only thing it doesn't have that Chicago suburbs do is quick access to Chicago. Something that doesn't matter at all to me.
A lot of people in Illinois are noticing that. They're moving out here.
Do Right, Be Right. :)
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
Quote:Well, many people who work in Houston decide it is better to live in Houston, have a short commute to work and pay the property taxes on their more valuable house, then it is to have a long commute from either Fort Bend county or Montgomery county. It is the difference between rising upward to wealth or sinking downward to the earth. I've noticed that Republicans flee to the suburbs. They consciously made their choice for lower taxes. They unconsciously also choose less wealth, but they can't see the connect to what they did to themselves. That's their problem, not mine. Charlie Munger told 'em, but he can't make 'em think.
Originally posted by 6IXSTRINGJACK:
A lot of people in Illinois are noticing that. They're moving out here.
Do Right, Be Right. :)
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at www.mediafire.com/folder/1uwh75oa407q8/Firefly
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
Quote:
Originally posted by second:Quote:Well, many people who work in Houston decide it is better to live in Houston, have a short commute to work and pay the property taxes on their more valuable house, then it is to have a long commute from either Fort Bend county or Montgomery county. It is the difference between rising upward to wealth or sinking downward to the earth. I've noticed that Republicans flee to the suburbs. They consciously made their choice for lower taxes. They unconsciously also choose less wealth, but they can't see the connect to what they did to themselves. That's their problem, not mine. Charlie Munger told 'em, but he can't make 'em think.
Originally posted by 6IXSTRINGJACK:
A lot of people in Illinois are noticing that. They're moving out here.
Do Right, Be Right. :)
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at www.mediafire.com/folder/1uwh75oa407q8/Firefly
Some people don't like Chicago. Not even to visit.
Believe it or not, there are a lot of people in the world who have no desire to be rich and as long as there is food on the table and a roof over their head they are happy.
You do a whole lot of telling people not to be stuck in their own way of thinking, but you sure do a lot of that yourself.
It might behoove you to develop some empathy. Maybe then you would understand why everybody doesn't think exactly the same way that you do.
Do Right, Be Right. :)
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
More info on Illinois property taxes:
Quote:
How Property Taxes in Illinois Work
Property tax assessments and collections in Illinois run on a roughly two-year cycle. In year one, local assessing official appraise real estate to determine a market value for each home in their area. The assessed value of property in most of Illinois is equal to 33.33% (one-third) of the market value of the residential property. In Cook County, however, the assessment ratio is 10% on residential property and 25% on commercial property.
After local officials calculate the assessed values of properties, county boards review these values to determine if they are correct. These county boards may equalize assessed values. If they find, for example, that the property in a certain district was appraised at half of its actual value, they will apply an equalization factor of 2, doubling the assessed value of everything in the district.
Property owners also have the opportunity to protest their assessed value before the county board. If a homeowner is not satisfied with the county board’s decision, they can appeal to the State Property Tax Appeal Board or even the circuit court.
The state of Illinois also equalizes values between counties by issuing an equalization factor for each county. This ensures that assessed property values in all counties are comparable.
Did you get that? Sounds like nobody knows what is going on and they can just raise rates wherever they want to because the entire system is so purposefully convoluted that nobody knows exactly what they're fighting.
In Indiana, the property taxes are based off of the assessed true market value of your home. None of this 33.3% or 10% of the value multiplied by an arbitrary equalizer value. On top of that, your property tax card lists out many details about individual pieces on your property and exactly what the township has them assessed at. Examples are livable space, air conditioning, permanent fixtures such as garages and patios, etc.
That being the case, it is actually possible to bring a legitimate grievance to your local assessor and work with them to rectify the situation.
A small example of the huge reduction in my own property taxes was when I was able to remove $3,500 off the assessed value by proving that I didn't have the central A/C unit the previous owners scrapped when they were foreclosed on. Another was when I proved that my back "patio" was just a bunch of paver bricks that I could remove tomorrow, which reduced the value a further $5,000.
I won't go into all the details here again. I've spoken about it in depth before. I'm just illustrating how easy it is to figure out when you're getting screwed on your tax card here when we're dealing with real numbers.
Do Right, Be Right. :)
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
https://www.unitedvanlines.com/contact-united/news/movers-study-2018
ST. LOUIS – Jan. 2, 2019 – Americans are on the move, relocating to western and southern parts of the country. The results of United Van Lines’ 42nd Annual National Movers Study, which tracks customers’ state-to-state migration patterns over the past year, revealed that more residents moved out of New Jersey than any other state in 2018, with 66.8 percent of New Jersey moves being outbound. The study also found that the state with the highest percentage of inbound migration was Vermont (72.6 percent), with 234 total moves. Oregon, which had 3,346 total moves, experienced the second highest percentage nationally, with 63.8 percent inbound moves.
States in the Mountain West and Pacific West regions, including Oregon, Idaho (62.4 percent), Nevada (61.8 percent), Washington (58.8 percent) and South Dakota (57 percent) continue to increase in popularity for inbound moves. In tune with this trend, Arizona (60.2 percent) joined the list of top 10 inbound states in 2018.
Several southern states also experienced high percentages of inbound migration, such as South Carolina (59.9 percent) and North Carolina (57 percent). United Van Lines determined the top reasons for moving south include job change (46.6 percent) and retirement (22.3 percent).
In the Northeast, however, an outbound moving trend continues. New Jersey (66.8 percent), Connecticut (62 percent) and New York (61.5 percent) were included among the top 10 outbound states for the fourth consecutive year. Midwestern states like Illinois (65.9 percent), Kansas (58.7 percent), Ohio (56.5 percent) and Iowa (55.5 percent) saw high outbound relocation as well.
“As the nation’s largest household goods mover, our study allows us to identify the most and least popular states for residential relocation throughout the country, year after year,” said Eily Cummings, director of corporate communications at United Van Lines. “These findings accurately reflect not only where Americans are moving to and from, but also the reasons why.”
The National Movers Study reveals the business data of inbound and outbound moves from 2018. In addition to this study, United Van Lines also conducts a survey to find out more about the reasons behind these moves. A leading motivation behind these migration patterns across all regions is a career change, as the survey showed approximately one out of every two people who moved in the past year moved for a new job or company transfer. Other reasons for the high percentage of moves to the Mountain West in 2018 include retirement (28.1 percent), proximity to family (20.8 percent) and lifestyle change (19.4 percent). Compared to all other states, Idaho saw the largest influx of new residents desiring a lifestyle change (25.95 percent), and more people flocked to New Mexico for retirement than any other state (42.74 percent).
“The data collected by United Van Lines aligns with longer-term migration patterns to southern and western states, trends driven by factors like job growth, lower costs of living, state budgetary challenges and more temperate climates,” said Michael Stoll, economist and professor in the Department of Public Policy at the University of California, Los Angeles. “Unlike a few decades ago, retirees are leaving California, instead choosing other states in the Pacific West and Mountain West. We’re also seeing young professionals migrating to vibrant, metropolitan economies, like Washington, D.C. and Seattle.”
Moving In
The top inbound states of 2018 were:
Vermont
Oregon
Idaho
Nevada
Arizona
South Carolina
Washington
North Carolina
South Dakota
District of Columbia
New to the 2018 top inbound list are Arizona at No. 5 and District of Columbia at No. 10, with 60.2 percent and 56.7 percent inbound moves, respectively.
Moving Out
The top outbound states for 2018 were:
New Jersey
Illinois
Connecticut
New York
Kansas
Ohio
Massachusetts
Iowa
Montan
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME
Thanks for posting SGG's article here.
I think that Second must have realized he was wrong since it's been a while without a reply. I'm alright with that. Glad I could teach him something.
Do Right, Be Right. :)
NOTIFY: Y | REPLY | REPLY WITH QUOTE | PERMALINK | TOP | HOME