Real World Event Discussions

Dow @ 20K. Time to jump off!

POSTED BY: JO753
UPDATED: Friday, April 4, 2025 13:08
VIEWED: 120054
PAGE 14 of 119

Tuesday, December 19, 2017 9:07 PM

Quote:

Originally posted by G:
Quote:

Originally posted by JEWELSTAITEFAN:
Dow closed at 24,792 on Monday. All 3 major indices hit all-time highs.


*Voice of Doom from some Marvel flic* "Corporations gorging on the fat of The People. There will be a Reckoning."

Millions of hard working Americans letting their retirement accounts ride the backs of the enterprising corporations.

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Tuesday, December 19, 2017 11:11 PM

Quote:

Originally posted by G:
Quote:

Originally posted by JEWELSTAITEFAN:
Quote:

Originally posted by G:
Quote:

Originally posted by JEWELSTAITEFAN:
Dow closed at 24,792 on Monday. All 3 major indices hit all-time highs.


*Voice of Doom from some Marvel flic* "Corporations gorging on the fat of The People. There will be a Reckoning."

Millions of hard working Americans letting their retirement accounts ride the backs of the enterprising corporations.


Do you mean "hardly working" Americans because those corps sent their jobs overseas?

no. Just because Obama sent the job overseas like he promised he would does not mean Americans stopped working hard. Now they just have to work harder at their multiple 28hour jobs under Obamanomics.
Quote:


Curious:
- How many employed Americans do you think are reaping the benefits of this market?

All who have 401Ks. I suppose "dummy" would be redundant.
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- Do you think these corps are creating jobs with this new, flash bounty?

what flash bounty? The pent up funds are finally being freed after Obama holding them back for near a decade.
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- Do you remember the bust of 2008?

yes, vividly - but clearly you don't. It began in Oct 2007 when the Rock-the-Vote Democraps had their first Federal Budget take effect, and continued under Obamas stomping it down, until it finally withstood the havoc of Obamination, bottoming on 9 Mar 2009, IIRC. Yes, I more than doubled my retirement fund during this time, sometimes gaining 12% in only 4 days.
Quote:

When people's retirement accounts nearly evaporated? If so, do you think this kind of national retirement gamble (surely that is what this is) is wise?=
you should stick with a pension plan, and don't worry your simple little head about building a retirement fund where the Grown Ups do.

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Wednesday, December 20, 2017 3:25 AM

Well... I did have a great job with a 401k and 100% company match until about a year after Obama was elected.

That's really Clinton's fault though. I couldn't blame that on Obama anymore than you could blame it on Trump.

Do Right, Be Right. :)

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Wednesday, December 20, 2017 6:31 AM

Quote:

Originally posted by 6IXSTRINGJACK:
Well... I did have a great job with a 401k and 100% company match until about a year after Obama was elected.:)

I wasn't aware so many were refusing to participate in retirement funds, but I shouldn't be surprised.
I don't even remember the last time I heard of a job without 401k.

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Wednesday, December 20, 2017 6:44 AM

Quote:

Originally posted by G:
Quote:

Originally posted by JEWELSTAITEFAN:
Curious:
Quote:

- How many employed Americans do you think are reaping the benefits of this market?
All who have 401Ks. I suppose "dummy" would be redundant.


I asked "How many?" Not "How do you spell "JEWELSTAITEFAN?" So *thanks* for being the dummy.

It doesn't look like many:

https://www.fool.com/retirement/2017/06/19/does-the-average-american-h
ave-a-401k.aspx


Does the Average American Have a 401(k)?
The answer might surprise you.

Maurie Backman (TMFBookNerd) Jun 19, 2017 at 6:29AM
There's a reason 401(k) plans are a popular choice for those looking to set aside money for the future. Not only are contributions traditionally tax-free, but because they're deducted directly from earnings, the process of funding a 401(k) is as seamless as can be. That's why it's surprising to learn that the average American does not, in fact, have a 401(k) -- especially given the number of employees who have the option to participate in one.

Or take advantage of them:

https://www.bloomberg.com/news/articles/2017-02-21/two-thirds-of-ameri
cans-aren-t-putting-money-in-their-401-k


I'm sure it was Obama's fault though, so you don't have to explain.

apparently the number is a hot secret. But phrases like "typical American" imply most. Your own link indicates at least 2/3 of Americans.

Do you have clear figures on how many have a retirement account, or 401k?

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Wednesday, December 20, 2017 8:46 AM

Quote:

Originally posted by JEWELSTAITEFAN:
Quote:

Originally posted by 6IXSTRINGJACK:
Well... I did have a great job with a 401k and 100% company match until about a year after Obama was elected.:)

I wasn't aware so many were refusing to participate in retirement funds, but I shouldn't be surprised.
I don't even remember the last time I heard of a job without 401k.



At this point, I have to assume you're joking. I'm not going to outright accuse you of trolling.

The three or four jobs I've had since I got laid off did not offer a 401k. It's not a matter of refusing to participate.

I'd never accuse you of being an Elitist, JSF, but it must be nice to run in the circles that you run in. Even during the times in my life that I was fortunate enough to make good money and have a nice 401k plan I knew plenty of people who didn't have the option.

More than 50% of American households today make less than the federal poverty level. My guess is that less than 50% of the jobs out there offer any kind of retirement plan at all. Even if it were more, many of those people couldn't afford to participate even if it was offered. The only reason I'd be able to next year when I would be eligible for the 100% match on the first 6% of almost nothing is because I don't have a mortgage or car payment. I don't believe there are many other people in this country making near minimum that could say that.

Do Right, Be Right. :)

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Wednesday, December 20, 2017 1:47 PM

I hav a glimmer uv hope that the crash will be so bad that the banks will go under. Yay! No more morgaj!

Probably not worth the other problemz that go along with a Depression size crash, but still a brite spot in a gloomy picture.

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DUZ XaT SEM RiT TQ YQ? - Jubal Early

http://www.7532020.com

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Wednesday, December 20, 2017 6:11 PM

Yeah. I seen that movie. I think it was Mad Max Beyond the Thunderdome.



Do Right, Be Right. :)

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Wednesday, December 20, 2017 7:59 PM

First therez Mad Max. Then around 10 yirz later its at the Road Warrior faze. Another 10 yirz or so and you got yer Thunderdome.

Or it coud go really bad much faster. Did you see The Road?

----------------------------
DUZ XaT SEM RiT TQ YQ? - Jubal Early

http://www.7532020.com

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Thursday, December 21, 2017 4:02 AM

Apparently, in 2006 there were 51 million Americans with a 401k. Not including IRA, 301b, 403b, etc.

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