Anybody I used to know still post around here??????
POSTED BY: 6ixStringJack
UPDATED: Thursday, May 23, 2024 14:59
VIEWED: 53454
PAGE 32 of 32
Quote:
Originally posted by JEWELSTAITEFAN:
Regarding 6ix, I see that he mentioned he had 16K in his IRA, rode it down to 6K in 6 months, and fully intended to ride it down as low as it could go. That explains a lot.
So.... what exactly does it explain?
I'm living rent and mortgage free in a house that I bought at around 1/3 the price the previous owners got it for, and assuming an extremely conservative estimate for a decent apartment since this thread was started of $800 per month, that means $70,400 that I didn't pay in rent during this time. We're past the point that I started breaking even in that regard, and living here now is truly free if you look at the cheap property taxes and water/trash bills as just regular cost of living expenses.
I could sell it tomorrow as-is, no questions asked, just by simply calling one of those phone numbers you see on the side of the road saying "WE BUY HOUSES" for the amount I had paid for it. If I actually put it on the real market, I'd make quite a bit of money off of what I had paid for it since I have put a lot of work into it and the housing market in my area has made a comeback since the days when everything bottomed out.
That's called equity. REAL equity. Not the "I own a house, but the bank really own's 2/3rds of it" equity.
It's been a long time, but I still remember that rush of going to the bank and getting that cashier's check to give to the realtor and seeing the looks on the faces of people working there when they realized that I was buying a house with cash. That was probably the most money I will ever hold in my hands at one time for the rest of my life.
401k's and IRA's aren't guaranteed by anything. They're not FDIC insured. There are still a LOT of people who were close to retirement who's post-work lives were virtually ruined by the DOW crash that happened a while before I made that purchase. People who thought they'd be able to retire without working and maybe go on a yearly cruise who are working as Wal-Mart greeters when they should be at home enjoying what's left of their life and hanging out with their grandkids.
I didn't waste that money. I spent $10k in about 6 months, sure, but it was sitting in a zero risk/zero reward holding for a year before I even dipped into it. I was done playing roulette with the DOW at that point. I had already won and cashed out my chips. Sure, some of that money was spent on living expenses that I wasn't supplementing by working somewhere at the time, but most of it was going into making improvements on the house which were adding value to my equity.
Now... we can go into how I foolishly squandered money later with my alcoholism and depression for a few years while not making any money if you'd like to, but I'd rather not re-hash all of that, other than to say that the excellent situation I had put myself in before that was somewhat of a blessing and a curse. Having almost zero responsibilities in my life made it very easy for me to do that and still not ruin myself financially. I probably wouldn't have been able to destroy everything else in my life including my own health, for as long as I did if I were living paycheck to paycheck like 60% of Americans do.
Really... I don't cry about the money I lost during that time. What I wish I still had but no money could ever buy is some of the prime years of my life and the relationships I either destroyed or just let slip away.
But that's all in the past. 2 years sober now, without having any need to join some 12 step program or be sponsored by anyone. Working my favorite job I've had in 20+ years which is only doable because I don't have any real responsibilities or financial obligations in life. Clean bill of health by the doctor recently and a body that I haven't had since I regularly went to the gym in my early 20's. Working on fixing the relationships I ruined when and if I can...
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Quote:I was under the impression that fanfics were still posted, although I don't partake. I had done some travel and navigation analysis and had been told that stuff was useful to the fix writers, even though I never completed most of them. The data which I have posted mostly remain, except in threads which were deleted - a rude awakening. I've been with other forums, including mods, which have not held up. I'd been with one car forum for something like 4 years, starting in 2002. It had been paying GoDaddy to backup the site, so when the site crashed, GoDaddy admitted they had never backed up the data they had been paid to. The entire history of that site, gone. It withered soon after that.
Originally posted by Moose:Quote:
Originally posted by JAYNEZTOWN:
remember when everyone of FFF kinda got along?
Yeah. Yeah, I do. But I always avoided RWED so I see this site through rose colored glasses.
That’s how I’ve managed to hang around for so long. I mostly just saw our collective love for Firefly bringing us together.
But, I don’t think this is really a Firefly fansite anymore.
There’s new comics and new books coming out, but we’ve barely even discussed them.
The tribute thread in RWED is largely ignored.
I’m wondering why Haken is still bothering to keep this place functioning.
That hasn't happened here.
I used to always check the threads here, often not getting to RWED before my time here was exhausted. So many Trolls from RWED have tried to drag RWED outside RWED, that was always a turnoff.
I still consider this a fansite for Firefly, or else I wouldn't bother coming back. Also Sci-Fi in the general - using Firefly as a filter, a standard, weeds out the riffraff.
The discussion in Cinema and Other Science Fiction Series are better than in any other site I have seen. The fans here provide more gravitas. I can honor this, as a testament to the fanhood.
You mentioned a tribute thread, so I went to look. Why is that not posted in a reasonable location, instead of in RWED? I wish all of your posts from that were in an appropriate subforum. It was started by q Troll, contributed by almost only Trolls (except Moose), housed in the Troll farm, along with all of the other useless Troll threads from him.
Everybody changing all their names all the time, and all their sockpuppets, I just never got that. I was accustomed to folk changing their names when they got a different car.
I think I don't thank HAKEN enough for all he does here. If he ends it, I will likely not bother being on the net.
This particular thread was started during a bad time for me. I know I returned in March 2012, for the 10th Anniversary, or tried to - the site was unavailable for days or weeks, and I had thought it had died.
Such detriments add up. Poor policing of Trolls, deletions of long, robust threads, cross-contamination of forums, all subtract from the whole. But I choose to enjoy what I can from it, thankful for it. The next 5 threads in my head are not for RWED.
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Firefly: Still Flying
https://forbiddenplanet.com/86767-firefly-still-flying/
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Firefly Fluxx
https://www.board-game.co.uk/product/firefly-fluxx/
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Seems to be a few of us these days
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